Sedir for makers & small shops · Ontario
An expense tracker for Etsy sellers, Shopify shops and makers.
Silver wire, shipping labels and Etsy fees on the same card as dinner and rent. Sedir sorts the shop's money from yours, so you know whether the shop pays and what you can spend.
Small purchases, everywhere
A $14 bag of jump rings, a $9 shipping label, a $60 dinner. All on one card, impossible to total at year end.
Is the shop actually profitable?
Etsy shows sales. It doesn’t show materials, packaging, ads and the laser engraver you bought in March.
The shop quietly eats the budget
Materials feel like an investment, so they never count against your personal spending until the card bill arrives.
Shop money and your money, finally apart.
Supplier orders flagged
Sedir surfaces likely business purchases, like material suppliers, Canada Post and Etsy fees, so you can sort a week of them in one go.
Rules that remember
Mark a supplier as business once and Sedir sorts it that way every time after.
Shop profit, monthly and yearly
Sales and payouts in, materials, shipping, fees and ads out. See profit for the month or year to date.
Receipts matched to charges
Snap a receipt at the craft fair or the bead store, and Sedir matches it to the card charge, including the HST you paid.
HST in view
Track HST on sales and on purchases as you approach the $30,000 small supplier limit. Read Etsy seller taxes in Canada.
A budget that knows about the shop
Shop costs stay out of your personal categories, so you can grow the shop without overspending at home.
FAQ
Questions, answered.
Do I need a separate bank account for my Etsy shop?
No law requires it for a sole proprietor. The CRA needs complete records, not a particular account. Sedir separates shop and personal purchases on the cards you already use.
Do Etsy sellers in Canada have to charge HST?
Not until worldwide taxable sales pass $30,000 over four consecutive quarters. While you are unregistered, Etsy collects GST/HST on sales to Canadian buyers. Full guide.
Does Sedir connect to Etsy or Shopify?
Not directly yet. Payouts arrive through your bank, and you can upload statements or add sales by hand.
Does Sedir track inventory?
No. Sedir tracks what you spend on materials and what you earn. Keep a simple year-end count of materials on hand for your accountant.
Early access · Ontario
Run the business. Keep your life on budget.
Sedir is in early access for Ontario delivery drivers, makers and small shops. Ask for an invite and we will set you up.
Get early access →